Word. I'm the biggest sale-shopper you'll ever see--not as in 'it's on sale so I'll buy it" but "I need this, so who's got the best price on it." And yes, grocery stores do have clearance shelves. ;)
One thing I notice you didn't even mention though is credit cards. I work in retail, and I can't tell you how many times a day I see someone with 7 or 8 different VISA or MC cards in their wallet--not department store cards but actual banks cards! Why so many?!! I have one VISA which looks like a credit card but is actually a debit card from my checking account, and a employee store credit card which is also a debit (have to put money on it before it can be used, these are only available to Macy's employees), as we don't get our employee discount on merchandise unless it's purchased with a store card.
no subject
One thing I notice you didn't even mention though is credit cards. I work in retail, and I can't tell you how many times a day I see someone with 7 or 8 different VISA or MC cards in their wallet--not department store cards but actual banks cards! Why so many?!! I have one VISA which looks like a credit card but is actually a debit card from my checking account, and a employee store credit card which is also a debit (have to put money on it before it can be used, these are only available to Macy's employees), as we don't get our employee discount on merchandise unless it's purchased with a store card.
ok, I rambled