Lending money at interest makes sense when it is in effect a contribution to a productive enterprise, that is, when it is given to someone who will use it for a profitable enterprise and pay the interest out of the profits. It is also inevitable in commercial lending, because anyone who provides a service - such as a loan - will inevitably want to be paid for his service, above and beyond the return of his capital. However, that something is inevitable does not make it any less dangerous

Absolutely - and I don't think the clock could be turned back - it's more an emotional reaction to the late insanity than anything else, I suppose.