Could not disagree with you any way. Except in that I doubt if the public would vote for someone calling for them to work hard and pay off debts they could. I must be more cynical than you. :)

That being said, the Party System and the complete lack of any form of morality in business/finance would be my great bugbears about the world we live in. World Finance is a game of Poker where the players use someone else's money and get paid extra for cheating.